Your guide to affordable health care

Open enrollment for 2019 coverage is over. What now?

The open-enrollment period for 2019 coverage ended on December 15, 2018. Still need health insurance? You may still be able to enroll through a special enrollment period.
Learn more about special enrollment periods on HealthCare.gov.

If you enrolled in coverage for 2019 during the open-enrollment period, please remember to pay your first monthly premium - also known as a "binder payment" - by December 31, 2018, so your coverage will be active on January 1, 2019.
Learn more about paying your first monthly premium on HealthCare.gov.

If you have questions about special enrollment periods, paying your first monthly premium, or using your coverage, call our helpline at 1-855-733-3711 (toll-free).

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Enrollment Events

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Open Enrollment

Short enrollment period!

 Open enrollment runs from November 1, 2018, through December 15, 2018. This is a much shorter enrollment period than ever before! Don't wait to get help! Schedule your free navigator appointment today! 

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Financial assistance is available!

 About 90% of North Carolinians who enrolled in health insurance on HealthCare.gov receive financial assistance. Monthly premiums can be less than a cell phone bill!

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All plans cover comprehensive care!

 All plans on HealthCare.gov cover comprehensive care, including hospital visits, prescriptions, doctor visits, mental health, maternity care and more.

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New plans for 2019!

 Even if you already have coverage through the Marketplace, make sure to review the new plans for 2019 to see if you can save money or get better coverage!

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NC health care navigators are trained to help consumers get affordable coverage on HealthCare.gov, the Health Insurance Marketplace established by the Affordable Care Act. Navigators help consumers understand the details of the plans available on the Marketplace, apply for financial assistance and complete the enrollment process. All navigator appointments are free and confidential. Local, in-person appointments are available near you. See below to learn more about the NC Navigator Consortium.

NC Navigator Consortium


This website is a service of the NC Navigator Consortium, a partnership of 7 health care, social service, and legal aid organizations that helps North Carolina consumers enroll in affordable health insurance plans under the Affordable Care Act. Members of the consortium are Access East, Capital Care Collaborative, Charlotte Center for Legal Advocacy, Council on Aging of Buncombe County, Cumberland HealthNet, and HealthNet Gaston. The consortium is led by Legal Aid of North Carolina.